In this commit, we start to optimistically use the new private key cache
that was added to btcwallet. As is, btcwallet will cache the decrypted
account keys for each scope in memory. However, the existing methods
to derive a child key from those account keys requires a write database
transaction, and will re-derive the private key using BIP-32 each time.
The newly added `DeriveFromKeyPathCache` lets us skip all this and
directly use a cache assuming the account info is already cached. The
new logic will try to use this method, but if it fails fall back to the
existing `DeriveFromKeyPath` method. All calls after this will use this
new cached key.
Fixes https://github.com/lightningnetwork/lnd/issues/5125.
Basic benchmark before the btcwallet change and after:
```
benchmark old ns/op new ns/op delta
BenchmarkDerivePrivKey-8 22840583 125 -100.00%
benchmark old allocs new allocs delta
BenchmarkDerivePrivKey-8 89 2 -97.75%
benchmark old bytes new bytes delta
BenchmarkDerivePrivKey-8 10225 24 -99.77%
```
Olaoluwa Osuntokun
d6524ea517